{"id":108,"date":"2024-11-25T04:00:00","date_gmt":"2024-11-25T10:00:00","guid":{"rendered":"https:\/\/www.choiceoneinsuranceinc.com\/blog\/?p=108"},"modified":"2024-11-21T14:02:31","modified_gmt":"2024-11-21T20:02:31","slug":"specialty-contractors-insurance-protection-for-your-workers-materials-and-equipment","status":"publish","type":"post","link":"https:\/\/www.choiceoneinsuranceinc.com\/blog\/specialty-contractors-insurance-protection-for-your-workers-materials-and-equipment\/","title":{"rendered":"Specialty Contractors Insurance &#8211; Protection for Your Workers, Materials, and Equipment"},"content":{"rendered":"<p>Specialty contractors insurance provides coverage for a variety of trade services. Learn how this type of insurance can protect your workers, materials, and equipment used to perform job duties.<\/p>\n<h2>Specialty Insurance<\/h2>\n<p>Specialty insurance is a broad term that provides protection for many trades. A specialized contractor may rely on this type of coverage to protect them during each project they are hired for.<\/p>\n<p>Specialty contractor&#8217;s insurance will protect a business of any size. Owners of small and large companies can customize an insurance plan that provides the exact amount of coverage needed.<\/p>\n<h2>Liability Coverage<\/h2>\n<p>Liability coverage is one type of specialty insurance that protects a contractor&#8217;s best interests. It protects against injuries and damage that may occur on a worksite.<\/p>\n<p>The type of work you do should be considered. If you and your workers are exposed to dangerous conditions, acquiring a high amount of liability protection may be in your best interest.<\/p>\n<h2>Possession Coverage<\/h2>\n<p>Specialty insurance designed to cover possessions will prevent you from paying out-of-pocket costs for damaged equipment, tools, and materials. All the items used for contracting duties can be added to your specialty insurance policy.<\/p>\n<ul>\n<li>Ladders<\/li>\n<li>Toolboxes<\/li>\n<li>Hand and power tools<\/li>\n<li>Electrical equipment<\/li>\n<li>Lumber<\/li>\n<li>Insulation<\/li>\n<\/ul>\n<p>This list highlights some of the items you can add to your specialty insurance policy. If items are stolen or damaged while a job is underway, your insurance coverage will pay to replace or repair them.<\/p>\n<h2>Contact a Representative of Choice One Insurance Inc.<\/h2>\n<p>Meet with one of our agents who serves Portland, OR. The agent will inquire about your contracting duties. Then, they will recommend specialty insurance products to you.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Specialty contractors insurance provides coverage for a variety of trade services. Learn how this type of insurance can protect your workers, materials, and equipment used to perform job duties. Specialty Insurance Specialty insurance is a broad term that provides protection for many trades. A specialized contractor may rely on this type of coverage to protect [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[11,10],"class_list":["post-108","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-choice-one-insurance-inc","tag-portland-or"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.choiceoneinsuranceinc.com\/blog\/wp-json\/wp\/v2\/posts\/108","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.choiceoneinsuranceinc.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.choiceoneinsuranceinc.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.choiceoneinsuranceinc.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.choiceoneinsuranceinc.com\/blog\/wp-json\/wp\/v2\/comments?post=108"}],"version-history":[{"count":1,"href":"https:\/\/www.choiceoneinsuranceinc.com\/blog\/wp-json\/wp\/v2\/posts\/108\/revisions"}],"predecessor-version":[{"id":109,"href":"https:\/\/www.choiceoneinsuranceinc.com\/blog\/wp-json\/wp\/v2\/posts\/108\/revisions\/109"}],"wp:attachment":[{"href":"https:\/\/www.choiceoneinsuranceinc.com\/blog\/wp-json\/wp\/v2\/media?parent=108"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.choiceoneinsuranceinc.com\/blog\/wp-json\/wp\/v2\/categories?post=108"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.choiceoneinsuranceinc.com\/blog\/wp-json\/wp\/v2\/tags?post=108"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}