Motorcycle Insurance in Oregon
Shopping for motorcycle insurance can be a breeze if you shop with us here at Choice One Insurance Inc. in Clackamas, OR. You need the best coverage to keep you protected while on the road. Our policies cover various things, such as damages, theft, medical payments, and much more. You must also comply with laws regarding insurance in the state to avoid any fines or potential loss.
Motorcycle Insurance Requirements
Buying a motorcycle in the state of Oregon also means that you abide by the requirements to keep yourself safe. The state requires liability insurance on all motorcycles. You should obtain at least $25,000 for both property damage and bodily injury for each person and $50,000 for each accident for injury to other individuals. The state also requires you to obtain $20,000 for each accident for property damage to others and uninsured motorist coverage of at least $25,000 for each person and $50,000 for bodily injury per accident.
If you want to go above and beyond and choose more than just basic liability coverage, you can choose from any of the following:
- Collision - This may be required if you lease or finance a motorcycle. It covers the costs of damages if you are involved in an accident with another motorist.
- Comprehensive - This coverage covers the costs of your bike in relation to damages due to theft, vandalism, and weather.
- Medical payments - This is also known as PIP and can cover medical expenses with an accident no matter who is at fault.
- Uninsured/Underinsured - This coverage will help protect you against other motorists who have no insurance or lack enough insurance coverage to cover damages caused to you or your passengers.
To obtain a quote for motorcycle insurance coverage, visit our Choice One Insurance Inc. office today. Our office is located in Clackamas, OR. You may also give us a call.