Obtaining the proper commercial auto insurance policy for your truck and delivery businesses in Portland, OR is essential if you plan to operate your venture for many years to come. If you’re a business owner living in the Portland, Oregon region, choosing the right truck and delivery insurance becomes much easier with the assistance of a professional insurance agency, such as Choice One Insurance Inc.
Coverage Needs
You must consider your business’s size and type and the risk exposure based on your business activity. Legal requirements for transportation, employee vehicles, and commercial deliveries based on the industry and market you operate in should also be considered.
Types of Commercial Auto Insurance in Portland, OR
Common types of commercial auto insurance for those doing business in Portland, OR include:
- Traditional Commercial Auto Insurance: This type of insurance covers general liability, medical bills, underinsured coverage needs, and many instances of collisions.
- Liability: Commercial liability is also recommended for all business types operating in or around the Portland, OR region. Liability insurance protects against damages, injuries, and accidents that occur to others while they are working for you or accessing your commercial property.
- Cargo Insurance: These policies are recommended for businesses that transport materials, products, and goods to different locations.
- Bobtail Policies: Bobtail insurance is ideal for trucks operated without trailers or commercial trucks to transport goods to and from locations.
- Physical Damage Policies: These policies can protect people from accidents while providing comprehensive and collision coverage.
If you’re a business owner living in greater Portland, Oregon, and want to protect your business assets as much as possible, contact Choice One Insurance Inc. We will work with you to find the best commercial insurance policies to protect your assets and investments today.