Choice One Insurance Inc. serves the Portland, OR community and the surrounding areas. We have relationships with multiple carriers throughout the Pacific Midwest. We work with our clients to help them find policies that align with their present and future goals. As an independent agency, we are able to offer flexible coverage options. We look forward to serving you with honesty and integrity.
4 Benefits Of Comprehensive Auto Insurance
Auto insurance offers protection as you travel around Portland OR and beyond. Operating a vehicle comes with significant risks. One small accident can have major consequences. The policy covers your vehicle if you are involved in a collision. You are also covered in potential liability situations. Perhaps you take your eye off the road for a split second, and you collide with another vehicle causing damage. Liability coverage will handle the repairs and any issues regarding the injured party’s medical treatment. Comprehensive coverage provides multiple benefits.
If a severe storm moves through the area and damages your vehicle, comprehensive coverage protects you. This can give you peace of mind as you wait for your damaged window or windshield to be repaired.
In the unfortunate event that your vehicle is stolen or vandalized, comprehensive coverage will cover you. Comprehensive coverage also covers your vehicle if it is damaged due to a collision with an animal.
If you are traveling on the road and your battery dies, emergency assistance takes over. You will receive urgent service to get you back on the road as soon as possible.
If your vehicle suffers extensive damage, you can add rental coverage. This allows you to drive another vehicle until the necessary repairs are made.
Choice One Insurance Inc. Will Help You Protect Your Assets
Visit our website to learn more information about auto insurance.
In Oregon, it’s required that you have auto insurance if you own a vehicle. The vehicle must be covered by several types of auto coverage that are all in your auto policy. If you need to protect your vehicle with insurance, call us today at Choice One Insurance Inc. in Portland, OR. Not having insurance can cost you steep fines, and it leaves you vulnerable financially.
Bodily Injury Liability
Oregon requires a specific minimum amount of coverage for one person who is injured in an accident. There is a second amount required for everyone in the accident who is injured. The amounts required by the state are on the low side among all the states. The lower amount that is required may not be enough to pay all of the medical bills that result from an accident. It’s often recommended that you add coverage to the minimums so that you are better protected.
This coverage pays for the repairs or replacement of a vehicle that is damaged in an accident that is your fault. This amount is relatively low, however, and may not pay enough for an accident that happens with an expensive vehicle. It is also recommended to raise the amount of this coverage.
Personal Injury Protection
Though Oregon is not a no-fault state, it does require you to have a specific amount of personal injury protection in your auto policy. This is a type of injury coverage that will pay for your injuries that are caused by an accident. With medical bills being so high, it is vital to have this protection in case of an accident.
The final type of required insurance is a set amount for a person who becomes injured in an accident and another amount that is for everyone who is injured. If someone else causes an accident with you, and they don’t have insurance, this coverage protects you.
Get Your Auto Policy
If you need auto coverage, give us a call at Choice One Insurance Inc. in Portland, OR.
If you are a resident of the Portland, OR area, you will always have access to many fun and exciting activities. To ensure that you can enjoy all of this recreation as much as possible, having a car is very important. Those who purchase a car in this area of the state will want to ensure they continue to be properly covered. There are several reasons that you will need to have auto insurance here.
Insurance Protects Vehicle
Auto insurance can protect your vehicle. Your car is a significant asset that you will want to use for years to come. A way that you can help ensure this happens is by getting insurance. With a full collision and comprehensive plan, you can get the coverage to help offset many different risks. This can handle the costs of repairs or replacement of parts in a covered incident.
Auto Insurance is Required
Auto insurance will be a requirement for you in the state of Oregon. State law requires all drivers to get liability insurance. If you do not maintain this protection and are caught without it, you likely will be given a fine and could face other penalties as well.
If you are going to buy a car in the Portland, OR area, you will want to ensure you stay properly covered with insurance at all times. Those looking for auto insurance in Oregon should call the Choice One Insurance Inc. team. When you call Choice One Insurance Inc., you can get the support needed to understand your insurance options and answer your questions.