Occupational Accident Insurance for Long-Distance Drivers

A job that requires employees to drive routinely could be dangerous and result in vehicular damage and bodily harm. Occupational accident insurance provides protection against a wide range of events. Learn how it could safeguard the long-distance drivers you employ. 

Commercial Drivers Who Lack Sufficient Coverage

A commercial driver involved in an accident could face serious repercussions if they do not have enough insurance. Occupational accident insurance can fill gaps that a standard policy doesn’t satisfy. This type of coverage will reduce liability impacts and keep out-of-pocket costs down.

Unexpected Medical Expenses

If a commercial driver is on the road for many hours each day, the chance of them being involved in an accident is considerable.

If bodily harm results, the driver may be responsible for costly medical expenses. Occupational accident insurance can help cover these expenses, providing the insured with the financial relief they need.

Protection for Lost Wages

If one of your workers is seriously injured while participating in a long-distance trip, they may not be able to work for an undetermined amount of time. If the injured party is not eligible for workers’ compensation benefits, they would be at risk of falling behind on their bills.

Occupational accident insurance for commercial drivers provides supplemental payments that will replace income while an injured worker is unable to handle their normal workload.

Call Us for a Review of Your Coverage Needs

One of our Choice One Insurance Inc. agents can further explain the coverage that occupational accident insurance provides. They can also advise you on updating your existing commercial insurance policy. Call us. We’re currently serving Portland, OR.