There’s no shortage of pitfalls that can suddenly derail your contracting projects and cost you or your client thousands in out-of-pocket expenses. 

Get Specialty Contractor’s Insurance

Without the proper insurance, contractors and stakeholders may be held financially responsible for property damages and other general liabilities that cause project delays or physical injuries on a construction site. Experienced contractors who know that building projects have their fair share of risks and rewards protect their building projects with the best contractor’s insurance. 

The specialty contractor insurance specialists at Choice One Insurance Inc. in Portland, OR can answer your questions about getting a specialty contracting insurance policy and offer you a free quote! 

Why You Need Specialty Contractor Insurance 

Unexpected mishaps can put a financial damper on your building projects that can last for an unspecified period.  Building professionals who invest in insurance are protected from project-related perils like natural disasters or accidents on the job explicitly tailored to your trade. Specialty contractor insurance offers a safeguard to cushion the financial blow of mishaps for project managers and stakeholders. 

Specialty Insurance Coverage

Having customized insurance means that you don’t waste coverage. Specialty contractor insurance policies are designed to cover specific risks related to your projects. 

Financial Loss Protection

Specialty insurance can protect project stakeholders when accidents happen on the job site. Financial loss protections include property protection, bodily injury protection, and general liability coverage. 

Project Continuity

Avoid increased delays, work stoppage, and project setbacks when your specialty insurance policy has provisions for project continuity. 

Construction-based businesses of all sizes can benefit from adding specialty contractor insurance to their financial toolbelts. 

Schedule A Consultation Today!

Don’t wait until the unexpected happens. Talk to our licensed insurance professionals at Choice One Insurance Inc. and get a quote in Portland, OR today!

The shipping and transportation industry is a very important one that has a lot of presence in the Portland, OR area. If you are in this industry, finding ways to protect the organization is very important. One of the best ways to do this is by getting a cargo insurance plan.

There are various benefits that come with getting this type of coverage here:

Financial Protection for Cargo

One of the key benefits that will come with getting a cargo insurance plan is that it can offer financial protection. When you choose to purchase a cargo insurance plan, it will protect the cargo that is being stored or transported. This way, if you are a victim of theft, vandalism, fire, or another risk, having cargo coverage will be helpful as it will ensure you can replace these assets. This could save a lot of money and protect your organization moving forward.

Comply with Requirements

If you store cargo during the shipping and transportation process, you may be required to carry cargo insurance. It is common for your clients and other interested parties to require you to have cargo coverage as it ultimately provides them with some coverage and protection as well. When you continue to carry a full cargo plan, it will keep you in compliance with such obligations.

We Can Help

If you own any type of shipping or transportation business in the Portland, OR area, having a quality cargo insurance plan continues to be critical. As you are looking to build one of these policies here, it can be a great idea to call our team at Choice One Insurance Inc. At Choice One Insurance Inc. we understand the value of this coverage, and we can help you build your next policy. 

You’ll need a small truck and delivery insurance policy if you have a delivery business and use a small truck for daily business tasks. Anyone in Portland, OR interested in learning more about their insurance options should contact the experts at Choice One Insurance Inc. We are ready to help you get the coverage you need. 

Small Truck and Delivery Insurance Coverage

Small truck and delivery insurance protects businesses that deliver items to customers as part of their business processes. This insurance protects the truck and driver in addition to the cargo carried by the truck. It’s crucial to protect your business interests completely. That’s why any business using a small truck to get products from one location to another for a business transaction or delivery needs to secure this protection. 

Our insurance agents are professionals who desire to determine which policy options are the best for your needs. They take the time to listen intently and review the information you provide about your service and industry. They use those details to match you with options that offer the best coverage without potential gaps that can create a loss. 

Let us show you how we can make selecting the right insurance streamlined. We assist with policy selection, purchases, changes, and claims submission. 

Reach Out Today 

If you would like to learn more about small truck and delivery insurance or any other quality insurance products we provide, call or stop by the office of Choice One Insurance Inc. to schedule a consultation. Our team is ready to assist you by providing information and answers to your questions. We proudly serve the residents in and around the Portland, OR area by providing exceptional customer service and insurance. 

Do you work as a special contractor in Portland, OR? Do you need unique commercial liability protection? If so, you should strongly consider acquiring special contractors insurance from a provider like Choice One Insurance Inc. Since you may not know where and how to begin your search, we’re offering 5 tips for finding the right special contractors insurance.

Finding the Right Special Contractors Insurance

Identify Your Coverage Needs

Start by identifying your specific coverage needs. Your needs may vary depending on the nature of your business. Consider the types of risks and liabilities that you face as a special contractor and choose coverage options that address those risks.

Research Different Insurance Providers

Take the time to research different insurance providers and compare their coverage options, premiums, and customer reviews. Look for providers that specialize in insurance for special contractors and have a strong reputation in the industry.

Choose a Comprehensive Policy

Make sure your insurance policy is comprehensive and includes coverage for all potential risks and liabilities, such as bodily injury, property damage, and errors and omissions. Consider the level of coverage you need based on the size of your business and the scope of your operations.

Consider Additional Coverage Options

In addition to general liability coverage, consider adding extra coverage options, such as professional liability or cyber liability insurance, depending on the specific risks your business faces.

Work With an Experienced Insurance Agent

Consider working with an experienced insurance agent who can help you navigate the complex world of insurance and find the coverage options that best suit your business. An agent can also help you understand the terms and conditions of your policy and assist you in the event of a claim.

Are you looking for special contractors insurance?

Does your business operate in the Portland, OR area? If so, be sure to reach out to us at Choice One Insurance Inc. today for more information!

There are many types of insurance products out there, and while you may be familiar with some of the most common types, there are likely some types that you have not heard of or are not all that familiar with. One of these types of insurance is cargo insurance. Here at Choice One Insurance Inc., serving the greater Portland, OR area, we are proud to offer cargo insurance to individuals and business owners. 

What Is Cargo Insurance? 

Cargo insurance is designed to insure the value of cargo that is being transported. By law, cargo transporters, such as those transporting cargo by train, plane, truck, or ship, are required to carry insurance for the loads they accept, but the type of insurance they have to carry usually only pays about $0.30 per pound of cargo. As such, if your items are stolen, damaged in an accident, or lost, you will only receive about $0.30 per pound for the items being shipped. Your items are likely more costly than this, so insuring the value of the cargo is important. This is exactly what cargo insurance is. 

Who Can Benefit From Cargo Insurance? 

Cargo insurance is typically purchased by one of two people. If you are moving and you have a cargo transporter moving your household goods, you can benefit from cargo insurance. Secondly, if you are a business owner who transports goods from one warehouse to another or ships large loads to distributors, you can benefit from cargo insurance. 

Contact Us Today

If you are a business owner who ships large loads of cargo, or you are a homeowner who is shipping cargo due to a move, you may be looking to purchase cargo insurance. Here at Choice One Insurance Inc., serving the greater Portland, OR region, we can help you with all of your cargo insurance needs. Contact us today and let’s work together to get you the insurance coverage that you need. 

Here at Choice One Insurance Inc., serving the greater Portland, OR area, one of the types of insurance that we offer is small truck/delivery insurance. This is a commercial insurance product that is designed primarily for business owners. If you own a small business, you may be wondering what the benefits of having this type of insurance are.

Here are some of the key benefits:

Small Truck/Delivery Insurance Protects the Truck

One of the benefits associated with small truck/delivery insurance is that it provides your company with the auto insurance it needs to meet state minimum insurance requirements, while also covering your truck against things such as an accident, vandalism, or being stolen. This is important, as your business could suffer if your truck is damaged and you don’t have the right insurance. 

Small Truck/Delivery Insurance Covers the Items Being Stored or Delivered 

Another benefit to small truck/delivery insurance is that it covers the items in your truck that are being stored or delivered. The items your truck is delivering may be costly, so if they are damaged in an accident or stolen, your business may be out a lot of money without this type of insurance product. 

Small Truck/Delivery Insurance Protects Your Business Against Lawsuits

Lastly, small truck/delivery insurance helps to protect your business against lawsuits resulting from accidents with the small truck or during the course of delivery. Lawsuits can be devastating to small businesses, so being covered in the event of a lawsuit is a huge benefit. 

Get The Right Coverage Today

There are numerous benefits associated with obtaining small truck/delivery insurance for your small business. If you are ready to learn more about this type of commercial insurance product or are looking to obtain a policy in the greater Portland, OR area, the agents at Choice One Insurance Inc. can help you. Call or email us now to start the process of obtaining your new insurance policy.